Bank Customer Service immediately - available 24 hours a day. Rebates will be reflected as a statement credit on your billing statement with qualifying purchases. Why do you need my personal information for my credit card application?. We care about here. If you have suggestions, ideas, or comments, we hope you'll share them with us here. Get up-to-date information on your accounts, pay your bills, pay your friends, deposit checks, and more. I tried using it on PayPal but it says it was declined. com or instore & take advantage of our amazing deals & offers! Don't forget - free shipping on qualifying orders, plus easy returns!. I mean, all other options. You can transfer money online, and it takes just a day or two for the money to become available. It looks like you don't have a NetXInvestor® ID. Are you searching for Arvest Bank Hour, Arvest Bank Holiday Hours find out here. CONNECT TWEET LINKEDIN COMMENT EMAIL MORE. We strive to make not only our physical branches accessible, but also to conform to WCAG 2. Consumer financing plans designed to help buy the products and services you need - securely apply through one of the thousands of merchants in our network today. MoneyPak will only work with prepaid or bank debit cards that have been activated and are personalized with the recipient’s name. Those branches are made up of 16 locally managed banks. BMO Harris Bank N. BancFirst is consistently named by Bank Director Magazine as one of America's strongest banks; 2010 was the 5th consecutive year for BancFirst to be named one of the Top 20 strongest banks. Purchases will be qualified based on the day the purchase posts to your new account. Avoid the long-lines and apply with Elastic through our quick and secure application process today. Talk to an expert today and find solutions for your personal lending needs. For over 100 years and counting, our #1 priority has been our commitment to our customers and our community - from providing you with the products and services you expect, to offering you the attentive, personalized service you deserve. The information you are entering for this card (zip code, name, etc. To transfer funds, call the Direct Express® Card Customer Service Department toll free at 1 (888) 741-1115 or visit the web www. The PayPal prepaid debit MasterCard is available to all PayPal account holders. • The transaction information is sent to the processing network and Commerce Bank. The 5498-SA is sent out by May 31 of each year. My axis bank debit card is blocked for shoping because of wrong password what will i do? My axis bank debit card is blocked due to wrong information while online shopping. Access your account 24 hours a day with Telephone Banking. Citywide Banks again partnered with Mental Health Colorado and the DBJ to develop a special section of articles on mental health wellness in the workplace. On Saturday, December 5th at 12:01 a. You will receive a debit card for each account holder when you open a BBVA checking account. Conduent is the payment. 50 replacement fee on our military and patriotic debit cards Nov. com or instore & take advantage of our amazing deals & offers! Don't forget - free shipping on qualifying orders, plus easy returns!. Electronic Funds Transfer (EFT) is an easy, secure, and efficient way to transfer money online between your bank and Fidelity, without deposit slips, stamps, or checks. In today's world, you're constantly on the move, and fraudsters are attempting to steal your transaction information. UMB Bank provides a comprehensive suite of banking products and services to businesses and individuals, including loans, mortgages, credit cards, financial planning and treasury management solutions. To manage your account or contact Customer Care, enter your card’s brand name below. Check your transaction summary and card balance. How Debit Card Payments Work. 50 will be deducted from your Direct Express® card account for each transfer made. By enrolling for paperless statements, the average household can save 6. Children are invited to visit the Arvest tent, located in front of Pressroom ,* to participate in the contest. The Visa Purchase Alerts service allows Visa cardholders to be notified in near real-time of transaction activity on their enrolled card(s). A pre-paid debit card is a debit card that you pack with a set quantity of loan. First PREMIER Bank offers realtime credit card alerts! You can quickly and easily set up free alerts for purchase limits, PIN changes, international transactions and much more all from your mobile phone. Depending on the credit limit you get – which will range from $300 to as much as $1,500 – your annual fee will vary from $75 to $99, billable in monthly installments starting in the second year. Jacquie Lawson has made animated ecards for holidays, birthdays and many other occasions since making her first online Christmas card featuring Chudleigh in 2000. Make deposits and withdrawals at the ATM. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. For cash back, select "Cash Back" or ask the clerk for cash back. What we do We make it easy for. Bank online banking. com or on the Capital One mobile app (text "MOBILE" to 80101 for a link to download). Not registered yet? Pay your bill, view recent activity, activate your card, and more with Valero ® Self Serve - it's free. How To Make a Bill Payment Online - My Account Help. I confirmed with them that's the only information they need and they said "yes. We care about here. Navigate to 'E-Services' Menu. Social Security recipients: If you live outside the United States but do not have an account with a U. Arvest operates more than a dozen locally managed, community-oriented banks across a four-state footprint, each with its own local president, board of directors and management team. The Bancorp Bank: Member FDIC. Activate/Deactivate Debit Cards. Only these cards can be used when roaming. 3 Select a debit card. You have heard it right, any treatment that you require is now available just a click away. When a debit card is "instant-issued" all that means is that the bank or credit union has the machine to print and activate the card in branch. Since you haven't received it yet, I would suspect that it is delayed in the mail, your account was closed or it was mis-delivered. View open positions, learn about benefits, and more. Navigate to 'E-Services' Menu. So, to protect you and the person who requested the card. In addtition, on another debit card during the past two weeks, grocery purchases have been declined, also with more than sufficient funds in the account. MidFirst Bank Gift Cards * are the perfect gift for any occasion, whether it is a graduation, wedding, birthday, anniversary, baby shower, or holiday. The low-stress way to find your next banking job opportunity is on SimplyHired. This helps you save money on future interest payments while you pay down your debt. This card is accepted everywhere Visa debit cards are accepted. com, your quick and easy guide to credit cards. Debit Card Activation and PIN Change. Electronic Funds Source LLC (EFS) is a leading provider of corporate and fleet payment solutions that enable companies to drive efficiencies and improve bottom line performance. At Bank of Hope, we pride ourselves on customer satisfaction and are constantly looking for new ways to meet your needs. Activating a new Visa debit card is a quick and easy task. I’ve heard many horror stories of foreign ATM’s sucking in a debit card when the account is flagged for fraudulent activity. To Generate New ATM Card Green PIN, you even do not need to go to the branch. How to pay. What credit score do I need to apply for a Bank of Oklahoma credit card? We offer cards for people with all different credit scores. Gain control of your debit card. Citywide Banks again partnered with Mental Health Colorado and the DBJ to develop a special section of articles on mental health wellness in the workplace. Earn points toward the rewards of your choice, and redeem points for statement credits. * Several size options are available (subject to availability) at most of our banking centers. Sign up with one of the most trusted identity theft protection providers to help safeguard your credit, identity and bank accounts against identity theft. However, the U. Home Mortgage Loan Buying doesn't have to be hard with Farmers Bank's expert lenders there to guide you through the process. Credit scores are used to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Visa Prepaid Cards may be used everywhere Visa debit cards are accepted. I entered wrong pin for 3 times and icici debit card is blocked, so whats the procedure to activate the debit card? 25 skype gift card failed when pin entered. Learn more about business debit cards and credit cards from Arvest Bank. Security and Fraud Center Lost or Stolen Cards Chec. Toll Free: 866. Lost or Stolen Credit Cards and Check Cards. The first reason is based on the same gripe just about any company has with credit cards: the fees. Since prepaid cards only use deposited funds, excessive shoppers may see them as a healthier alternative to credit cards. Monday-Friday, 8 a. Use yours fee-free at any ATM* to instantly access available funds, check balances, transfer money, and make withdrawals. The information you are entering for this card (zip code, name, etc. I have never had any problems or unexpected fees with this bank. Top-up Card before leaving Singapore. We care about here. Payments are generally posted to your account the same day. How do student credit cards work? Here we'll look at how to get your first credit card and how to understand the features of the card: How to get your first credit card. You are connecting to a new website; the information provided and collected on this website will be subject to the service provider’s privacy policy and terms and conditions, available through the website. We strive to provide the proper products and services to fulfill each members' needs. Card Management. TCF Bank Visa® Credit Card. MNB is a full-service community bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. A pre-paid debit card is a debit card that you pack with a set quantity of loan. Arvest Bank was founded in 1961. If you are an Online Banking customer, you can sign in to Online Banking, and select Statements & Documents under the Accounts tab. That's the benefit of the COMMERCE ADVANTAGE ® credit card services!. Applied Bank offers secured and unsecured Visa & MasterCard credit cards to individuals with poor or no credit history. Overall the company is majority owned by members of the Walton family who are most famous for owning Walmart. Setting or changing your PIN is easy. View and manage your accounts wherever you are: • Manage your credit and debit cards: set travel notifications, activate new cards, change your PIN or order a new card. Activate your account It's safe and easy to activate your account online. The best Arvest Bank phone number with tools for skipping the wait on hold, the current wait time, tools for scheduling a time to talk with a Arvest Bank rep, reminders when the call center opens, tips and shortcuts from other Arvest Bank customers who called this number. So instead of asking whether you should sign your credit card, just do it for now, if only so you can tell future generations about the novelty. Also find us in Broken Arrow, Miami and other Oklahoma locations. Secure Area Bank of America, N. Member FDIC. More convenient than cash and checks to make purchases—money is deducted right from your business checking account. The use of this card is subject to the terms of your Cardholder Agreement. SIMMONS BANK CARD ALERTS Simmons Bank Card Alerts allows you to receive instant text and email notifications when your registered cards are used in ways that could be indicators of a lost or stolen card or fraudulent activity. A new PIN will prevent the unauthorized use of your card and thus protect your account. The monthly fee for the account is $6 unless the co-owner parent or guardian has a linked personal Chase checking account, the minor uses direct deposit to fund the account or he. Children are invited to visit the Arvest tent, located in front of Pressroom ,* to participate in the contest. UMR is not an insurance company. Whether you're an individual, business owner, or farmer, we take care to learn about you and have the products and services necessary to let you bank the way it's most convenient for you. You have heard it right, any treatment that you require is now available just a click away. (CT) Sat: 7:30 a. For debit and credit card questions, contact the Card Center at (405) 732-0324, option 6, or 1-800-456-4828, option 6. Arvest is one of the first regional banks to announce its. Does not include gift box charges, purchase of gift cards, or purchases using any other partial form of payment (including a Belk Gift card). How To Make a Bill Payment Online - My Account Help. No matter where you bank, the process is similar. Learn more about our range of services. Payments are generally posted to your account the same day. To Generate New ATM Card Green PIN, you even do not need to go to the branch. Bank Visa Debit Card and Personal Identification Number (PIN) will arrive separately in the mail for your security. • Staple a voided BankDirect check(s) or deposit slip(s) to this application to identify which. BMO Harris Bank N. Avianca LifeMiles Credit Cards offer you more ways to earn miles faster so you can maximize your life. UMR is not an insurance company. If have transfer an amount from your credit card to another account for overdraft protection, the fee is $12 for each transaction. I tried using it on PayPal but it says it was declined. For over 100 years and counting, our #1 priority has been our commitment to our customers and our community - from providing you with the products and services you expect, to offering you the attentive, personalized service you deserve. Your PIN will automatically be. As outlined in the Cardholder Agreement for the Synovus Connections Visa Prepaid Card, a routing number and account number cannot be used to pay bills and these payments will be rejected. Call us before you travel at 800-356-8085 and let one of our friendly customer service reps help you avoid a disruption in your service. As a member-owned cooperative, Meritrust serves a broader purpose that emphasizes concern for people and the communities in which they live and work. You will then be asked to enter a PIN of your choice. Start rounding up your transactions to the nearest dollar for quick and simple savings!. The number of debit cards compromised at ATMs and merchant card readers rose 10 percent in 2017, according to FICO. However, ATM and everyday debit card transactions will only be covered if you have opted-in to authorize us to pay overdrafts on these items. If it was purchased under someone else's identifying information, and now your trying to activate a card that Netspend has no information on you. GoBank is a brand of Green Dot Bank, Member FDIC, which also operates under the brands Green Dot Bank and Bonneville Bank. If you're looking for a credit union in Massachusetts, look no further than Metro Credit Union. Access to a phone number you previously provided. Standard text messaging and phone rates may apply. Password is required. You are leaving TCF's website and entering a third-party website that TCF does not control. Think Mutual Bank Think Mutual Bank Preferred Interest Checking Online Only $5. Capital One Bank; Capital One 360. You will need to activate your ATM card before you can use it. As an existing customer, your bank will send you a new card when your old one expires. Customer Feedback. com How to get a credit card With. With a Capitol Federal ® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 200+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment. is an equal opportunity employer. They offer a debit card to their employees with a bunch of perks that can be used anytime,. A unique code in the chip protects the transaction, greatly reducing risk of fraud. Important Notice: System Availability Paycor systems will be unavailable from 2AM - 7AM ET on Saturday, November 2 for scheduled maintenance. Use your Walmart Visa Gift Card everywhere Visa debit cards are accepted in the fifty (50) states of the United States and the District of Columbia, excluding Puerto Rico and the other United States territories. The payments platform for platforms. The funds in your card are FDIC insured. All rights reserved. IDProtect offers access to credit report and credit score. How to Wire: http://bank-online. It’s the smart solution for greater debit card security when you’re not using it. Get Coupon---Chase College Checking Review: CIT Bank allows you to earn a competitive high rate of 2. Notice to Customers. Skip the extras Enjoy no messy paperwork or confusing fees—just bring a MoneyPak to the cash register to get started. Those who are looking for Bank of America Near Me Locations information find out here. Prepaid cards won’t require a credit check to qualify, nor will your payment behavior be reported to the credit bureaus. 00 and they said my something about my info but won't tell me what is wrong and I have to send proof and I have to wait five to ten business days to access my money this seems like a scam I can't wait that long to get access I have a bill to pay and thank you NetSpend it is past due if I don't get. com/arvest/arvest-bank-routing-number- ROUTING NUMBERS 082900872 - For Arkansas, Missouri and Greater Kansas City 103112976 - For. These prepaid bank debit cards do not have rate of interest or have any impact on your credit rating. Sign on to manage your account online User Name is required. For example: If the minimum redemption amount needed to redeem is $5, you are able to redeem each time your account reaches increments of $5. Also, most Visa gift cards charge non-use fees if the gift card isn’t used within a year of activation or within a year of the last purchase. The cards will be available to new and current Arvest Bank customers at any bank location across Oklahoma, as well as the communities the bank serves in Arkansas, Kansas and. 1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Manage your account online, see your recent purchases and update your profile. Browse hotel reviews and find the guaranteed best price on hotels for all budgets. You'll receive an email with a link to your statements when they're available. Amarillo National Bank is an award-winning financial institution focusing on technology and offering lower fees to benefit our customers in the long term. Some banks allow you to activate debit cards by swiping the card at a bank ATM and then entering your PIN. Eligible 1 members can make payments using a check, credit or debit card by calling 1-800-354-9904. 1 One-time 30,000 bonus FlexPoints will be awarded if you are approved for a new U. To avoid expiration and non-use fees, simply use the gift cards as soon as they are received. Whether you're a fan of football, baseball, hockey or the arts; Associated Bank has a debit card that's right for you. Visit us today!. The low-stress way to find your next banking job opportunity is on SimplyHired. - Locations, hours, phone numbers, reviews and more. Arvest Bank issues cards under a total of three IIN numbers including this one, so some card numbers issued by Arvest Bank may start with IIN numbers from one of these other ranges. Arvest bank branch Locator. Standard text messaging and phone rates may apply. Arvest: Contact: Banking Services: Account Information Line To register, you will need your debit card and the full checking account number tied to the card. CO-OP SM Network. We now offer same-day card pick up for personal or business credit and debit cards. Committed to serving our communities for more than 100 years. What credit score do I need to apply for a Bank of Oklahoma credit card? We offer cards for people with all different credit scores. Arvest also offers the opportunity to earn rewards points on both types of cards when you enroll in Arvest Flex Rewards™. North Star Bank. UMB Bank provides a comprehensive suite of banking products and services to businesses and individuals, including loans, mortgages, credit cards, financial planning and treasury management solutions. Commerce Bank: Member FDIC. As a member-owned cooperative, Meritrust serves a broader purpose that emphasizes concern for people and the communities in which they live and work. Accessibility is an ongoing goal of Centennial Bank. The Capital One® Quicksilver® Cash Rewards Credit Card is a good option for the fee-averse. Preferred Business Checking For businesses with limited transaction volume and basic cash management needs. Upon calling, follow a series of prompts to report the lost or stolen card. The Key Possibilities card is a prepaid card that can be used everywhere Debit Mastercard cards are accepted. 00 and they said my something about my info but won't tell me what is wrong and I have to send proof and I have to wait five to ten business days to access my money this seems like a scam I can't wait that long to get access I have a bill to pay and thank you NetSpend it is past due if I don't get. If you do not have a. There are other variables that may play a role in the decision, such as outstanding debts, your job status and income. When you bank with INTRUST, you get free access to our powerful online and mobile banking tools. Choose the best reloadable prepaid card with No Credit Check and Guaranteed Approval from CreditLand. Card usage is subject to card activation and identity verification. Home ownership is a major driver of economic activity and, in many cases, is the most significant investment you will make. No more than three (3) of the six (6) preauthorized transfers may be made by check, draft, debit card, or similar order payable to a third party. I have partnered with Cards. When i put my atm card in atm machine says temporarily unable to process ur transaction? Why do i keep seeing invalid transaction/account when i attempt to withdraw from atm machine using my visa eon debit card? Temporarily your transaction cannot be processed. Available to residents of Arkansas, Kansas, Missouri, and Oklahoma Arvest Bank is now offering a $50 referral bonus for both referrer and referee! Firstly, you need to open a new checking account and make eight purchases on your Arvest debit card. Prosperity Bancshares, Inc. BancFirst is consistently named by Bank Director Magazine as one of America's strongest banks; 2010 was the 5th consecutive year for BancFirst to be named one of the Top 20 strongest banks. Enter the code on the next screen. Important Notice: System Availability Paycor systems will be unavailable from 2AM - 7AM ET on Saturday, November 2 for scheduled maintenance. After that, i applied for a chase freedom unlimited card and got approved for $700. These prepaid bank debit cards do not have rate of interest or have any impact on your credit rating. River Town Bank. 2019: Best Prepaid Debit Cards at Credit-Land. If your debit card continues to be declined after Tuesday, July 19 at 9 a. The Bancorp Bank: Member FDIC. Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. We were expecting a check, but instead we each received a MasterCard debit Way2Go Card with the same refund amount on both cards. Repeat balance, (press 5). Also verify and view images of cleared checks. That's the benefit of the COMMERCE ADVANTAGE ® credit card services!. 1 Please do not submit personal sensitive information such as account or debit card information through the “Non-Secure” email address. com and the Go Program Way2Go Card mobile app. Arvest is one of the first regional banks to announce its. Here’s how to link a bank account to your PayPal account: Click Wallet at the top of the page (if you’re on a mobile device tap Menu, then Wallet ). TransFund is a national top 10 EFT/ATM network and debit card processor, with a record of providing innovative products and superior service that help our clients generate revenue that far exceeds their cost of investment. If your card is lost, stolen, or damaged, a replacement card can be ordered in a branch or by calling 1-844-BBVA USA. It’s the difference between a good banker and an exceptional one. Credit Cards. It’s the smart solution for greater debit card security when you’re not using it. OG&E does not receive any portion of the payment processing fees. Credit Card or Debt Consolidation. You can transfer money online, and it takes just a day or two for the money to become available. More convenient than cash and checks to make purchases—money is deducted right from your business checking account. Lost or Stolen Credit Cards and Check Cards. http://www. Secure Account Log In. How can remove the 320(7a) for uk visit visa?. Consumer financing plans designed to help buy the products and services you need - securely apply through one of the thousands of merchants in our network today. The best arvest debit card we examined is Mango, which made the Gold Award due to the fact that it uses the greatest cost savings account and a range of methods for you to fill cash onto the card. Think Mutual Bank Think Mutual Bank Preferred Interest Checking Online Only $5. Access to this system is only allowed for authorized users. Use online, at any ATM and virtually anywhere VISA. The account comes with free Chase Debit Card, Mobile Check Deposit, Banker guidance, Text banking and QuickPay with Zelle. Log Into Online Banking. Protect up to 10 Simmons Bank credit cards with preferences that you set up and add up to 10 mobile numbers to receive the alerts. That being said, if you're a student under the age of 18, you can open a joint checking account with a parent or guardian by visiting any TD Bank Store. Dollar Bank Business Visa Credit Card offers its customers with a secure web portal using which they can log in, make payment and activate a card. I just got my debit card in the mail and I activated it by phone. Electronic Funds Source LLC (EFS) is a leading provider of corporate and fleet payment solutions that enable companies to drive efficiencies and improve bottom line performance. Discover why we are Kentucky's leading independent bank and let us help you reach your financial goals. &Rewards Program Terms and Conditions. To order a new or replacement MasterCard debit card - contact your local branch. Manage your finances; make check deposits, transfer funds, and pay bills, all within the app. Pay your credit card bill on our secure website up to the same day it's due. Visa Prepaid Cards may be used everywhere Visa debit cards are accepted. Well, every transaction that you do online has two unique identification numbers generated. Use the information on this page to get in touch with the right people. Your Prepaid Debit Account. Credit Card support. Zach Brace. , then please contact Customer Service at (866) 952-9523. The Business Visa Check Card is free, but the use of the products may count towards the account's transaction limit. We care about here. Arvest Bank offers a corporate credit card and a purchasing card that is geared toward managing cash flow and business finances and for 10 or more employees. This allows for quick reviews, timely processing, and very little waiting. Get the only debit card that saves and invests for you when you spend. We offer a full suite of banking products including checking, savings, auto loans, home loans, and mortgages, and investment services. A prepaid card works can be used in place of a credit card for many situations, including making purchases both in-store and online. To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. To avoid expiration and non-use fees, simply use the gift cards as soon as they are received. Once your credit card application is approved, expect to see your credit card arrive within two weeks. We will be issuing Arvest chip-enabled debit cards to all customers, you may want to wait until that time to save on a fee. Below you'll find today's Top 50 credit card offers as reviewed and ranked by our staff. [2] Limit your risk. Debit Card Dispute Form. The debit card will be available to new and current Arvest Bank customers at any bank location across Arkansas, Oklahoma, Kansas and Missouri. See Cardholder Agreement for details. Learn how to make a one-time online payment here. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits. You are leaving TCF's website and entering a third-party website that TCF does not control. Credit Union of Texas provides a full range of financial services including car loans, home equity loans, mortgage loans, refinances, and personal loans to their members. The fee is $7. Access your account 24 hours a day with Telephone Banking. Click + Link a card or bank. Swipe your card and enter your PIN. Access to this system is only allowed for authorized users. Minimum amount is $25 USD and maximum is $10,000 USD in a single deposit. PayPal Credit & CardsOur credit, debit, prepaid cards & PayPal Credit PayPal App Transfer money and track activity with our app PayPal Can Do That Discover ways to manage and move your money. ) must match the information that your bank or credit union has about the card. 00 and they said my something about my info but won't tell me what is wrong and I have to send proof and I have to wait five to ten business days to access my money this seems like a scam I can't wait that long to get access I have a bill to pay and thank you NetSpend it is past due if I don't get. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Community National Bank and Trust's website. , doing business as Arvest Wealth Management, member FINRA/SIPC, an SEC registered investment adviser. Sign on to manage your account online User Name is required. No overdraft fees. Rbs Natwest And Ulster Bank Down Customers Fury As Debit Cards Natwest debit cards not working payments declined online and in natwest nwolb com natwest customer service contact number 0843 837 5418 banking natwest down money disappearing from accounts as transfers stop. As outlined in the Cardholder Agreement for the Synovus Connections Visa Prepaid Card, a routing number and account number cannot be used to pay bills and these payments will be rejected. Gain control of your debit card. If you use a debit card at a retail store, you or the cashier can run your card through a scanner that enables your financial institution to Answers to frequently asked questions about debit cards. If your primary concern is the convenience of paying with a card rather than cash or checks, a prepaid debit card can be a suitable alternative. com to bring you the Autism Awareness prepaid VISA debit card. Mazuma is Kansas City born and bred. I purchased a NetSpend card from Walgreens in Stockton CA on Fremont Street location. Step 1 of 3: If you have not registered to use the system, complete the steps beginning on this page.